Trade Disruption Insurance covers the financial consequences - loss of business income and profits, as well as the incurrence of extraordinary, unplanned expenses - when a company's 'Supply Chain' is disrupted and/or interrupted beyond your control.

Such disruption is caused by several risk events and perils, including

Political Events - including embargo or terrorism,

Physical Events - such as closure of navigable waterway,

Natural Events - including windstorm and other similar perils,

Commercial Events - including bankruptcy of a key supplier.

Normal Business Interruption insurance does not cover these loss perils

Hurricane Katrina's devastation closed the Port of New Orleans. Ships carrying merchandise destined for manufacturers and/or wholesale and retail markets were sequestered, resulting in late shipments and causing loss of profits, delivery penalties and extra expenses to divert cargo onward from New Orleans. Trade Disruption Insurance would protect your company against such lost income/profits and extra expenses needed to correct the Supply Chain for on-time delivery.

While your business may be covered for cargo loss or damage, you are probably not covered for the damage caused to your business by delayed or disrupted delivery of raw materials, semi-finished good or finished merchandise. The added costs to alter your Supply Chain and distribution, along with income lost when supply contracts are not fulfilled on time are insured under these TDI policies, each one customized to each policy holder.

•  Secures Supply Chain dependent income.

•  Avoidance of extraordinary, unplanned expenses to correct the       Supply Chain when the perils materialize unexpectedly.

•  Inventory risks are transferred to financially strong insurers.

•  Customers become confident by your ability to deliver on supply     commitments.

•  Income stream is confirmed protecting lenders and capital               partners.

Trade Disruption Insurance especially is suited for importers of finished merchandise destined for U.S. and foreign markets to meet specific retail sales seasons. Any company that outsources production to licensed manufacturers or who depend on timely delivery of raw materials (which are in short supply) are likely to reduce potential expensive supply chain disruptions, particularly when a key foreign supplier enters bankruptcy.